Tax compliance for self-employed in Poland

Taxes & declarations — stress-free.

Modern service for freelancers and IT professionals in Poland. ZUS, VAT, PIT — automated. Your personal accountant included.

3
clicks to file
10
$ / month
UA·EN·PL
languages
TrustiTax
Tax due this month
1 247 PLN
Income
18 500
ZUS due
by the 20th
Confirm invoice
2Submit ZUS & VAT
3Pay online

Everything you need

All in one place —
for freelancers in Poland

Everything a self-employed person needs in a single app. No accountancy knowledge required.

Electronic declarations

ZUS, VAT, PIT — calculated and filed automatically. Every month, without you lifting a finger.

Online payments

Pay taxes online via Blink/Autopay or bank transfer — built right into the app.

Tax calendar

Never miss a deadline. All payment and filing dates visible at a glance, with reminders.

Invoicing

Create and send invoices to one or many clients. The tax engine handles all the math automatically.

Personal accountant

Every client gets a real, dedicated accountant. Not a chatbot — an actual professional who knows your situation.

Ukrainian · English · Polish

Full app and accountant support in Ukrainian. Designed for the IT diaspora in Poland.

How it works

From invoice
to done.

  1. Confirm invoice

    Confirm the invoice from your client. That's the only input we need — our engine does the rest.

  2. Submit declarations

    ZUS & VAT calculated automatically. One click to submit. Your accountant double-checks everything.

  3. Pay

    Blink/Autopay built in or bank transfer. Done in minutes. No spreadsheets, no stress.

March 2025

  1. Invoice confirmed

    18 500 PLN from Acme Corp

    Done
  2. ZUS declaration filed

    Submitted automatically

    Done
  3. VAT-7 submitted

    Your accountant reviewed

    Done
  4. Pay taxes

    1 247 PLN due by Apr 15

    Due Apr 15

Take-home calculator

Three ways to be taxed in Poland

A sole trader (JDG) in Poland picks one of three forms of taxation. Which one leaves you the most depends on your PKD code, your costs and how much you invoice. The calculator in the app compares all three on your own numbers.

Ryczałt

12% for IT

A lump-sum rate charged on revenue, not on profit, so business costs are not deducted. The rate is fixed by your PKD code — 12% for software development and IT services (PKD 62), 8.5% for many other service activities. Filed annually on PIT-28.

Tax scale

12% / 32%

Progressive tax on profit: 12% on income up to 120 000 PLN a year and 32% above that, with a tax-free allowance of 30 000 PLN. Costs are deductible, and joint filing with a spouse and child relief stay available.

Flat tax

19%

A flat 19% on profit whatever you earn. Costs are deductible, but there is no tax-free allowance and no joint filing. It usually starts to win at higher income with real business costs.

Compare all three on your numbers →

Rates as applied by the Trusti Tax engine. An estimate for planning, not tax advice. VAT is left out of what you keep on purpose: it is collected from your client and paid on to the tax office, so it was never your money.

The difference

You get a real
accountant

Every client is paired with a dedicated, licensed accountant. Not a chatbot — a real professional who knows your situation.

Automation first

Everything is ready before you open the app. Your accountant's job is mostly done already.

Human backup

Real accountant if anything unusual comes up. One message away.

Peace of mind

Speed of software + trust of a human. Taxes become something you don't think about.

Katarzyna Pshezinska — Your personal accountant · Certified
Katarzyna Pshezinska Your personal accountant · Certified
Katarzyna Pshezinska
Your personal accountant
Online

“All done for this month — ZUS and VAT filed. Nothing to do on your end.”

Today · 09:14

Pricing

Simple, honest pricing

Start free. Upgrade when you're ready. No hidden fees.

Basic

0PLN/mo

To get started

  • Tax calendar & reminders
  • Invoice creation
  • Manual declarations
  • UA · EN · PL interface
Register free

Pro

10$/mo

Everything you need

  • Automated ZUS + VAT + PIT
  • Your personal accountant — included
  • Built-in payments (Blink/Autopay)
  • Multi-client invoicing
  • Priority support
  • Migration in one document (YTD)
Get started →

What users say

“I used to spend hours on taxes every month. Now it literally takes three clicks. Couldn't believe it was that simple.”

Dmytro K.
Backend Developer, Warsaw
“My accountant is always there. But usually my only question is: 'How are you doing, mate?' — because she handles everything else.”

Olena B.
Freelance Designer, Kraków
“As a Ukrainian in Poland I was terrified of the tax system. Trusti Tax made it completely stress-free. The Ukrainian interface helped so much.”

Andrii M.
iOS Developer, Gdańsk

FAQ

Frequently asked questions

Taxes for the self-employed in Poland, in plain words.

What is Trusti Tax?

Trusti Tax is a tax compliance service for self-employed people (JDG) in Poland — freelancers and IT professionals in particular. It calculates and files your ZUS, VAT and PIT declarations, handles invoicing, and pairs every client with a dedicated licensed accountant. The app and accountant support are available in Ukrainian, English and Polish.

Which declarations does Trusti Tax file for me?

Monthly ZUS DRA social and health contributions, VAT through JPK_V7M or JPK_V7K, and the annual PIT-28 return for ryczałt. Declarations are built from your confirmed invoices, reviewed by your accountant and submitted electronically to the Polish tax administration.

Which forms of taxation are supported?

All three forms open to a Polish sole trader: ryczałt (a lump-sum rate on revenue, 12% for software development and IT services, 8.5% for many other services, set by your PKD code), the tax scale — skala podatkowa (12% on income up to 120 000 PLN a year, 32% above it, with a 30 000 PLN tax-free allowance), and the flat tax — podatek liniowy (a flat 19%). The free calculator compares all three for your PKD code and your monthly invoicing.

When are the deadlines?

ZUS contributions and your income-tax advance are due by the 20th of the following month. The JPK_V7 VAT return is filed by the 25th of the following month. Trusti Tax puts every date in a tax calendar and reminds you before it arrives.

How much ZUS will I pay when I start out?

A newly registered JDG starts on ulga na start: six months with the health contribution only and no social contributions. Then come preferential contributions for 24 months, calculated from 30% of the minimum wage, and only after that full ZUS. Trusti Tax tracks which stage you are in and applies it automatically.

Do I have to register for VAT?

Registration becomes mandatory once your annual turnover passes the exemption threshold of 240 000 PLN, and some activities require it from the very first invoice. Trusti Tax watches your running turnover and warns you before you cross the threshold. VAT does not change what you take home — you collect it from your client and pass it on.

How much does Trusti Tax cost?

Basic is free and covers the tax calendar and reminders, invoice creation, manual declarations and the Ukrainian, English and Polish interface. Pro is $10 a month and adds automated ZUS, VAT and PIT filing, your personal accountant, built-in payments, multi-client invoicing and priority support. No hidden fees.

Do I really get a human accountant?

Yes. Every client is paired with a real, licensed accountant — not a chatbot. Automation prepares everything before you open the app, the accountant double-checks the filings, and they are one message away when something unusual comes up.

Can I issue invoices and send them to KSeF?

Yes. You can create and send invoices to one or many clients from the app, and Trusti Tax submits them to KSeF, the Polish national e-invoicing platform. The tax engine applies the correct VAT and ryczałt rate to every line automatically.

Can I switch to Trusti Tax in the middle of the year?

Yes. You bring your year-to-date figures across in a single document and carry on from the current month — there is no need to wait for January.

Join us today

Taxes in 3 clicks.

Not three days.

Get started free →

$10/mo after free tier · UA · EN · PL · Personal accountant from day 1